Special Privacy Provisions

Our Commitment to Privacy
Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We Collect

This notice applies to all information collected or submitted on the Cashadvanista website (“Our Website”). We collect personally identifiable information, including, but not limited to, non-public personal information, as well as other types of personally identifiable information from you and from other sources as described herein (collectively,”Your Information”). Our primary goal in collecting Your Information is to provide you with efficient, accurate, and customized financial products and services. Your Information also helps us personalize and improve your customer experience with us. We collect and/or track the following types of information:

• Information we receive from you on applications or other forms, such as transaction documents, sales documents, online forms, e-mails, registration forms, surveys, or other documents or submissions related to the products and services we provide, including your name, address, telephone number, social security number, driver’s license number, email address, employment information, demographic information, bank account information, and information about your assets, debts and income;
• Information about your transactions with us, our affiliates, or others, such as your account history, transaction balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us;
• Information obtained from specialized marketing information firms, such as household demographics;
• Information obtained from Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);
• Information, user specific or aggregate, we receive from our web pages recording visitor’s access; and
• Information you provide to us when you communicate with us via email.

How We Use Your Information

We may also use Your Information to improve Our Website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online.

If you choose to provide Your Information, it will be used for and/or shared with trusted third parties such as affiliated loan providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws. These third party businesses may include, but are not limited to, providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; and telemarketers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails, instant messaging, or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using Our Website, you agree that you may be contacted in any manner contemplated in this section. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users personal information as needed to perform their functions for Our Website.

By agreeing to this Privacy Policy or by using Our Website, you authorize us to use your information to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Any and all information that we collect from you, and from such third-parties, may be used to determine your eligibility for a loan or for other services, products or other offers. If you choose to provide information, such as your Social Security Number, we may use that information to determine your financial status. If you do not provide such information, we may also use other information that you provided for the purpose of verifying your eligibility for a loan or for any other programs, offer or services. Upon qualification, your ultimate loan-specific financial information will be stored and utilized by your applicable lender pursuant to the terms of that lender’s Privacy Policy.

You agree that by submitting your information at Our Website, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third party advertisers and marketers. We retain the right to contact you via text-message based marketing. In addition, by registering and/or using Our Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”). Notwithstanding that your telephone number may be listed at the Federal Trade Commission’s Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.

Cookies

Our Website may employ the use of cookies, web beacons or similar technologies to enhance and personalize your online experience and to enable Our Website to recognize you as a previous visitor to Our Website. A cookie is a small amount of data, which often includes an anonymous unique identifier that is sent to your browser from a website’s computer and stored on your computer’s hard drive. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a web site to access the cookies it has already sent to you, not the cookies sent to you by other sites.Many sites do this whenever a user visits their website in order to track online traffic flows. Cookies record information about your online preferences. Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. Each browser is different, so check the”Help” menu of your browser to learn how to change your cookie preferences. You can adjust the settings on your browser to erase or block such technologies from your computer if you want to, but if you do so, you will not be able to use or access Our Website.

Our Commitment to Children’s Privacy

The information and services provided by us or by our affiliates, sponsors, and advertisers, are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly collected or used for any purpose whatsoever, including marketing and promotional purposes, either inside or outside Our Website.

Your Opt-Out Rights

You may opt-out of receiving communications from us and or our third-party partners by not submitting your information. During registration and/or when you submit personally identifiable information to us at Our Website, you have opted-in to request that we share your personal information with third parties to receive marketing communications. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information. As noted, we use personal information to provide promotional offers by e-mail to Our Website users. We may maintain separate e-mail lists for different purposes. If e-mail recipients wish to end their e-mail subscription from a particular list, they need to follow the instructions at the end of each e-mail message to unsubscribe from the particular list.

To limit Our Website’s sharing of Your Information, as described above, contact us:

• By email: webmaster@trafficgen.com.
• By mail: TrafficGen LLC Customer Service, 200 W. Jackson Blvd., 14th Floor, Chicago, Illinois 60606-6941.

You may opt-out at any time by contacting us. Once we receive your opt-out request, we will stop sharing this information as soon as reasonably practicable. Your opt-out request will remain in effect until you notify us otherwise in writing.

Third Party Sites

Please be advised that we may act as a limited agent for the actual third party lender or seller of the products and/or services available at or through Our Website. In these circumstances, (a) you will be redirected to the applicable third party lender’s or seller’s website after you have submitted your information; (b) we will collect and send your personal information to the respective third party lender or seller in connection with completing your application or purchase from the third party lenders or seller, as applicable; and (c) your application or purchase will subject you to the third party lender’s or seller’s privacy policy, as applicable.

We do not endorse, nor are we responsible for the accuracy of the privacy policies and/or terms and conditions of each of the third party lenders or sellers that may advertise at Our Website. The entities that may advertise or place banner ads on Our Website, including but not limited to these third party lenders and sellers, are independent third parties and are not affiliated with us.

Our Right to Change This Policy

We reserve the right to change this policy at any time by either providing you a revised copy of the policy, or notifying you of the existence and location of the new or revised privacy policy.

Notice to California Residents

Pursuant to state law, Our Website may not share information it collects about you with its affiliated companies or with non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission.

California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact at attn: TrafficGen LLC Customer Service, 200 W. Jackson Blvd., 14th Floor, Chicago, Illinois 60606-6941

Notice to North Dakota Residents

Pursuant to state law, we will only share information with our service providers and with third parties as required or permitted by law, or if you give us your permission.

Notice to Vermont Residents

Our Website will not disclose information about you with its affiliated companies or with non-affiliated third parties, other than as required or permitted by law, without your express permission.